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Even with low credit scores you can still achieve the dream of home ownership with a minimal 3.5% down payment. The 580 credit score loan product is a strong FHA loans. FHA loans are generally more flexible in credit, income, and down payment requirements making them a secure choice for borrowers who might not qualify for Conventional loans.

  • Financing available down to 580 credit score with low down payment 
  • Minimum 3.5% down payment 
  • FHA 30 year fixed rate loan 
  • Can be easier to qualify for than Conventional loans
  • It’s possible to refinance a Conventional loan into an FHA loan