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Conventional mortgages are the most popular option for borrowers looking to purchase or refinance a home. Conventional loans aren’t just for large down payment either.

  • Put as little as 3% down payment 
  • Available for purchase, refinance, or cash-out* refinance
  • Credit scores as low as 620 may be accepted

*Using your home equity to pay off debts or make other purchases does not eliminate the debt or the cost of the purchases, but rather increases the loan amount of your mortgage to be paid according to your new mortgage terms.